Some random differences between Debit Cards and Credit Cards that often slip our minds when choosing which to use.

• Using a credit card is likely to end up costing you interest charges.
• Tight credit encourages managing your money and that leads to spending control through the use of a debit card
• Living within your means and using your own money suggests you’ll be checking balances more regularly and therefore have a better control on expenditure
• Look for Debit Cards with government guaranteed funds protection.
• The majority of Bank issued Debit Cards will actually allow you to overdraw your account – guaranteeing you end up paying fees to them. It’s estimated the banking industry earns $38 billion a year in overdraft fees.